Menu button

thoughtful insights

Curated for Our Investors

At Palatine Hill, we find enjoyment in teaching those who want to learn. If you have questions, we have answers. Our insights provide valuable information and perspectives around financial trends, basics, and more.

Latest Insights

OpenAI Logo
ChatGPT

Ghostwriter of the Week: ChatGPT

With all the hullabaloo around Artificial Intelligence and ChatGPT, we decided to let ChatGPT write this week’s Insights by providing it with the following prompt: “Write a 4 paragraph essay regarding the United States economy in 2023 and the future path of the United States stock market throughout 2023 using specific examples or data to support your thoughts.” Below is ChatGPT’s output, and we have to say, we are quite impressed with the results.
U.S. Federal Reserve Building
U.S. Federal Reserve

February FOMC Meeting Minutes

Nearly all Federal Reserve policymakers rallied behind a decision to further slow the pace of interest rate hikes at the U.S. central bank's last policy meeting, but also indicated that curbing unacceptably high inflation would be the "key factor" in how much further rates need to rise.
Vacuum, Money
U.S. Inflation

Headline Inflation Above Expectations

Inflation eased for the seventh straight month in January, helped by lower costs for used vehicles and offering some relief to consumers struggling with high prices over the past year. Consumer Price Index (CPI) data released on Tuesday showed that prices for a range of goods and services rose by 6.4% over the past 12 months, down slightly from an annual rate of 6.5% in December and a 40-year high of 9.1% in June. Core CPI, a measure of inflation that strips away volatile food and energy prices, rose by 0.4% for the second month in a row. That put the annual core CPI inflation rate at 5.6%.
Rothschild
Investing

Rothschild Family Taking Company Private?

The iconic Rothschild family, whose accumulated if mostly hidden wealth is according to some among the world's greatest fortunes, is planning to take its flagship investment bank, Rothschild & Co, private. The bank, whose predecessors helped finance the Duke of Wellington’s victory over Napoleon in 1815 at the battle of Waterloo, announced Monday that its main shareholder plans a tender offer valuing the firm at about €3.7 billion, or $4 billion.
Federal Reserve Chairman Jerome Powell
U.S. Federal Reserve

Fed Slows Rate Hikes

The Federal Reserve said Wednesday it was raising its short-term borrowing rate another 0.25%, the central bank's second consecutive decision to slow rate increases while extending an effort to cool the economy and dial back inflation. The Fed has put forward a string of borrowing cost increases as it tries to slash price hikes by slowing the economy and choking off demand. The approach, however, risks tipping the U.S. economy into a recession and putting millions out of work.
Happy Birthday
Investing

Happy 30th Birthday to the ETF

Thirty years ago this week, State Street Global Advisors launched the Standard & Poor’s Depositary Receipt (SPY), the first U.S.-based Exchange Traded Fund (ETF), which tracked the S&P 500. ETFs differ from mutual funds in numerous ways, such as lower annual fees, can be traded intraday, are more tax-efficient, and has no minimum purchase requirements.
U.S. Dollars
Foreign Currency

Dollar Downturn

After steadily marching to a secular peak against a basket of its key trading partners last fall, the US currency has been quickly declining. Moderating expectations for US interest rates explain much of this about-face, but not all. Indeed, to understand the most recent dollar weakness — and more importantly, where it is likely to be headed next — events outside the US will matter as much or more than what happens within its borders. It all comes back to the dollar’s unique standing in global currency markets, which allows it to appreciate in two opposing environments. In part because of its global reserve currency status, it does well when the world is not doing well. In that scenario, investors want the relative liquidity and safety of US assets, especially Treasury bonds. This even tends to be the case when such shocks are home grown, as was the case after the US debt ceiling crisis in 2011.
College Graduates
529 College Savings Plan

529 Rollover to Roth IRA

529 plans have been great educational tools to help families save money for college and use that money, tax-free, to pay for college expenses. While the plans are still relatively young, they continue to adapt and get new benefits as the popularity of using these accounts continues to rise. On December 23, 2022, Congress passed a $1.7 trillion federal omnibus spending package that included several new rules. Section 126 of that bill included a provision that amended the Internal Revenue Code.
Stock Market Chart
Investing

2022 Year In Review

On the year, global stocks suffered a 20% decline in 2022, the 2nd worst year since 1974, as central banks fought inflation in the face of supply chain shortages and an energy crisis due to the COVID-19 pandemic and Russia's invasion of Ukraine. Here in the United States, this has been the most aggressive U.S. Federal Reserve tightening cycles ever.
Rearview Mirror
U.S. Inflation

Is The Inflation Narrative Over?

Inflation slowed more sharply than expected in November, an encouraging sign for Federal Reserve officials as they gather in Washington this week to discuss the next steps in their policy campaign against rapid price increases. Fed policymakers are set to release their latest rate decision at 2 p.m. on Wednesday, at the conclusion of their two-day meeting. They are widely expected to raise interest rates by half a percentage point, slowing down after months of rapid three-quarter point moves. They will also release fresh economic projections.
Palatine Hill tree brandmark

birmingham

148 Pierce St.
Suite 200
Birmingham, MI 48009
248.938.0901

ann arbor

229 Depot St.
Ann Arbor, MI 48104
734.234.6792

information

Charles Schwab
eMoney
Disclosure
Form CRS
© Copyright 2025 Palatine Hill. All Rights Reserved.
Close button

palatine hill wealth

Disclosure

Palatine Hill Wealth Management and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Palatine Hill Wealth Management maintains clients. Palatine Hill Wealth Management may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Palatine Hill Wealth Management’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Palatine Hill Wealth Management’s web site on the Internet should not be construed by any consumer and/or prospective client as Palatine Hill Wealth Management’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Palatine Hill Wealth Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Palatine Hill Wealth Management, please contact the SEC, FINRA or the state securities regulators for those states in which Palatine Hill Wealth Management maintains a filing. A copy of Palatine Hill Wealth Management’s current written disclosure statement discussing Palatine Hill Wealth Management’s business operations, service, and fees is available from Palatine Hill Wealth Management upon written request. Palatine Hill Wealth Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Palatine Hill Wealth Management’s web site or incorporated herein and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. The most recent Palatine Hill ADV2 brochures can be found at https://adviserinfo.sec.gov/firm/summary/305619

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Palatine Hill Wealth Management) made reference to directly or indirectly by Palatine Hill Wealth Management in its web site, or indirectly by a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deductions of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Certain portions of Palatine Hill Wealth Management’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Palatine Hill Wealth Management’s (and those of other investment and non-investment professionals) positions and/or recommendations of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Palatine Hill Wealth Management, or form any other investment professional. Palatine Hill Wealth Management is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Palatine Hill Wealth Management’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Palatine Hill Wealth Management, or from any other investment professional.

LINKS
Palatine Hill Wealth Management may provide links from this Site to a non- Palatine Hill Wealth Management Web site or permit a link from a non- Palatine Hill Wealth Management Web site to this Site. Such links are for your convenience only and do not imply any affiliation with, or an endorsement, authorization, sponsorship or promotion of the non- Palatine Hill Wealth Management Web site or its owner Palatine Hill Wealth Management does not control or review any link, and accepts no responsibility for the content, products or services provided at these linked Web sites. If you decide to access such non- Palatine Hill Wealth Management Web sites, you do so solely at your own risk and you should be aware that non- Palatine Hill Wealth Management Web Sites are governed by their own terms and conditions and privacy policies. Links to this Site may be made only with the permission of Palatine Hill Wealth Management. A link to this Site may be permitted in Palatine Hill Wealth Management’s discretion, where, without limitation, such link (a) is to this Site’s homepage, (b) clearly informs users that the link is to the Palatine Hill Wealth Management Web site, (c) does not imply any affiliation, endorsement, sponsorship or other relationship between the link Palatine Hill Wealth Management Web site or the Web site owner and Palatine Hill Wealth Management, (d) delivers this Site’s Content without framing or similar environment, and (e) maintains the integrity of this Site’s layout, content and look and feel. Palatine Hill Wealth Management reserves the right in its sole discretion to refuse permission or to cancel permission to link to this Site at any time.
download
scroll Down
Close button
MainAbout UsServicesInsightsFamily StoriesContact UsForm CRS